Right now in New Zealand · Updated just now

NZ$ buys the most Bitcoin at Stacked Bitcoin: 0.00067748 BTC.

New Zealand’s longest running and most trusted comparison site that calculates end to end, including all fees, to determine the best place to buy Bitcoin in New Zealand.

NZ exchanges · ranked by what NZ$100 buysFees included
1
Stacked Bitcoinstackedbitcoin.com
Buy priceNZ$145,837
Fees, all-in1.26%
NZ$100 buys0.00067748 BTC
Good to knowLightning and on‑chain
Buy
Every fee, bank to your walletSpread +0.06% · Trade 1% · FX none · Deposit NZ$0.20 · Withdraw free
2
Swyftxswyftx.com
Buy priceNZ$146,801
Fees, all-in4.23%
NZ$100 buys0.00065710 BTC
Good to knowOn‑chain only
Buy
Every fee, bank to your walletSpread +0.73% · Trade 0.6% · FX none · Deposit free · Withdraw 0.00002000 BTC
3
Independent Reserveindependentreserve.com
Buy priceNZ$146,531
Fees, all-in19.09%
NZ$100 buys0.00055515 BTC
Good to knowOn‑chain only
Buy
Every fee, bank to your walletSpread +0.54% · Trade 0.5% · FX none · Deposit 3.5% by card, or SWIFT from NZ$50,000 · Withdraw 0.00010000 BTC
—
Pay It Nowpayitnow.io
Buy priceIn the app only
Fees, all-in≈3%+ network fee
NZ$100 buysNo public price feed
Good to knowOn‑chain only
Buy
Every fee, bank to your walletTrade spread only, about 2% · FX none · Deposit free · Withdraw 1% + network fee

These are regulated New Zealand exchanges: you verify your ID once (KYC), pay by bank transfer, done in minutes. Buy price is the cost of one whole Bitcoin before fees; the Bitcoin figure is what actually lands in your wallet.

Prefer to buy from a person?

Peer-to-peer platforms match you with another buyer or seller and hold the Bitcoin in escrow until you’ve paid. Prices are set by each seller, so we can’t rank them live. More private, a few more steps.

P2P
HODL HODLhodlhodl.com
Platform fee0.75%0.5% with a referral code
ID checksNone
LightningNo
Bitcoin onlyYes
In shortTrade with another person while the Bitcoin sits in a shared escrow neither side can run off with.
Visit
P2P
Peach Bitcoinpeachbitcoin.com
Platform fee2%Escrow fee, taken from the trade
ID checksNone
LightningYes
Bitcoin onlyYes
In shortA phone app for buying from other people, with Lightning payouts.
Visit
P2P
Paxfulpaxful.com
Platform feeSee their fees pagePaxful blocks automated checks, so we could not confirm the current rate
ID checksRequired
LightningNo
Bitcoin onlyNo
In shortA large marketplace with many payment methods. ID checks apply.
Visit
P2P
Robosatslearn.robosats.com
Platform fee0.2%0.175% if you take an existing offer, 0.025% if you post your own
ID checksNone
LightningYes
Bitcoin onlyYes
In shortLightning-only and privacy-first. Runs over Tor, so expect a few more steps.
Visit
P2P
Bisqbisq.network
Platform feeNoneNo trade fee for buyers on Bisq Easy. Bisq 1 charges maker and taker fees
ID checksNone
LightningNo
Bitcoin onlyYes
In shortDesktop software that matches you with a seller directly. No company in the middle.
Visit

New here? Four words you’ll see a lot.

Sats

Short for satoshis, the smallest unit of Bitcoin. 100,000,000 sats make one whole coin. We count in sats so small buys make sense.

Fees and spread

The exchange’s cut. Some charge a percentage, some hide it in a higher price (a spread). We add both up so you compare like with like.

KYC

“Know your customer”. Regulated exchanges must check your ID before you buy. Peer-to-peer platforms often don’t.

Lightning

A second layer on top of Bitcoin for fast, near-free payments. Handy for small amounts and for moving coins off an exchange.