#2 of 3 today · NZ exchange · Since 2019

Swyftx

An app-first Australian exchange that also takes NZ dollars, with hundreds of coins beyond Bitcoin.

Websiteswyftx.com

Pays withBank transfer

SellsBitcoin and other coins

LightningNo, on-chain only

ID checksRequired (KYC), once

Fees, all-in4.26% on NZ$100, bank to your wallet

Right nowUpdated just now

NZ$145,121for one Bitcoin, before 4.26% in fees all-in

NZ$100 buys0.00066494 BTC

Versus the best−0.00002041 BTC

Buying here instead of Stacked Bitcoin costs you about 0.00002041 BTC per NZ$100 today.

Buy at swyftx.com

Every fee, start to finish

Every cost between your bank and a wallet you control, in Bitcoin rather than dollars, because buy prices differ. Each fee links to the page Swyftx publishes it on. The spread is the exception: nobody publishes that, so we measure it against a weighted global spot price.

Bank transfer in · your own wallet outChecked 8 Sep 2026

FeeRateOn NZ$100On NZ$1,000

Weighted global spot priceWhat your money is worth in Bitcoin at the world market price, before anyone takes a cut. Every line below comes out of this. Read from CoinGecko, which volume-weights across exchanges.NZ$143,9820.00069453 BTC0.00694531 BTC

Spread from weighted global spot priceHow far Swyftx’s buy price sits above the weighted global spot price. No exchange publishes this, so we measure it: it is the gap between what a Bitcoin costs on the world market and what they charge for one. A negative figure means they are below spot.+0.79%−0.00000545 BTC−0.00005451 BTC

Trading fee0.6% at the standard tier, down to 0.1% with 30-day volume.0.6%−0.00000413 BTC−0.00004134 BTC

FXNZ dollars are a base currency at Swyftx, so nothing is converted to buy Bitcoin.NoneNothingNothing

NZD depositBank transfers are free. Card deposits can cost up to 2.4%.FreeNothingNothing

Bitcoin withdrawalSwyftx passes on the Bitcoin network fee only, with no charge of its own. We read the current figure from their public asset list.0.00002000 BTC−0.00002000 BTC−0.00002000 BTC

What lands in your wallet0.79% spread + 0.6% + 0.00002000 BTC0.00066494 BTC (4.26% all-in)0.00682945 BTC (1.67% all-in)

In plain English

How the fees work

How far Swyftx’s buy price sits above the weighted global spot price. No exchange publishes this, so we measure it: it is the gap between what a Bitcoin costs on the world market and what they charge for one. A negative figure means they are below spot. 0.6% at the standard tier, down to 0.1% with 30-day volume. NZ dollars are a base currency at Swyftx, so nothing is converted to buy Bitcoin. Bank transfers are free. Card deposits can cost up to 2.4%. Swyftx passes on the Bitcoin network fee only, with no charge of its own. We read the current figure from their public asset list. All told, NZ$100 is worth 0.00069453 BTC at the world market price and 0.00066494 BTC lands in your wallet, so 0.00002959 BTC goes in costs: 4.26% all-in.

How long it takes

Signing up and verifying your ID usually takes ten minutes and is a one-off. After that a bank transfer clears the same day, often within the hour, and your Bitcoin is bought the moment it lands.

Getting your Bitcoin out

Once bought you can withdraw on-chain to a wallet you control. Expect a small network fee and a wait of ten minutes to an hour. We recommend doing that rather than leaving Bitcoin on any exchange.